Letter to Representative Ruben Hinojosa regarding matricula consular
March 27, 2003
The Honorable Ruben Hinojosa
U.S. House of Representatives
2463 Rayburn House Office Building
Washington, D.C. 20515
Dear Congressman Hinojosa,
On behalf of the Credit Union National Association (CUNA) and the 82 million credit union members nationwide, I would like to thank you for your introduction of H.R. 773, the 21st Century Access to Banking Act, and am pleased to offer CUNA's endorsement of this legislation.
Several credit unions in Texas and California already use the Matricula identification card to open financial accounts for non-U.S. citizens. However, more times than not, Mexican nationals are forced to use expensive payday and predatory lenders for check-cashing and remittance services. Your legislation--authorizing financial institutions to accept Matricula Consulate cards--would ensure that all credit unions could provide a safe and affordable alternative for unbanked individuals who use matriculas as their primary identification.
CUNA and its member credit unions are committed to serving all individuals within their field of membership-even those who do not hold proper US identification. H.R. 773 recognizes that the use of the Matricula documentation not only provides financial institutions with a measure of protection against fraud, but serves a broader purpose of integrating immigrants into the mainstream of American life.
Again, I am pleased to offer CUNA's endorsement of H.R. 773. Your efforts to help credit unions better serve their communities are greatly appreciated.
Daniel A. Mica
President & CEO