Comment Letters

Your comments are put into action in these letters sent by CUNA in response to regulatory proposals.

Listed below are all pending regulations for which CUNA has published a 2014 Comment Letter, regardless of current status. The listed date is the most relevant date for the status that the regulation is in: it could be the CUNA or agency due date, a Comment Letter publish date, or a Final Rule effective date, depending on whether the regulation is currently in the Call, Letter, or Analysis status.

Pending Changes can be sorted by any column in the green bar (Issue, Date, Agency, or Current Status), ascending or descending. For Comment Letters, a current status of "Closed" indicates the Letter has been sent to the agency. All current entries are from 2014, use the "Archive" link at lower left for earlier items.

Issue Date Agency Current Status
Student Loan Servicing RFI 07/13/2015 CFPB Open
NCUA's Proposed Share Insurance/IOLTA Rule 07/13/2015 NCUA Open
Delay of Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) and Amendments 07/07/2015 CFPB Open
Dept. of Labor Proposal to Define Fiduciary 01/01/0001 Other Open
TILA/RESPA TRID Effective Date Delay 07/06/2015 CFPB Closed
Dept of Ed Proposal on Student Loans 07/02/2015 Other Closed
Letter to Matz RE: FASB Credit Impairment Proposal 06/30/2015 NCUA Closed
Federal Reserve Seeks Comment on Same-Day ACH 06/30/2015 Fed Closed
TILA-RESPA 06/19/2015 CFPB Closed
Credit Card Market Review 06/17/2015 CFPB Closed
Comments on Field of Membership Reform and NCUA Working Group 06/15/2015 NCUA Closed
NCUA's Second Proposed Corporate Credit Union Rule 06/11/2015 NCUA Closed
Proposed Regulation on Home Mortgage Disclosure Act (Regulation C) 06/11/2015 CFPB Closed
CFPB's Pre-Rule Efforts in the Area of Overdraft Protection 06/03/2015 CFPB Closed
Small Business Advisory Review Panel for rulemakings for payday, vehicle title, and similar loans 06/01/2015 CFPB Closed
Consumer Complaint Database 05/26/2015 CFPB Closed
EGRPRA Regulatory Review (excludes NCUA) 05/13/2015 Fed Closed
Three-Year Review of the Private Company Council 05/07/2015 FASB Closed
Small Entity Definition 05/04/2015 NCUA Closed
Fixed Assets 04/29/2015 NCUA Closed

Status Key

  • OPEN = CUNA seeking input to prepare comment to agency
  • CLOSED = CUNA comment filed, agency comment period closed
  • FINAL = Agency has issued final ruling