Comment Letters

Your comments are put into action in these letters sent by CUNA in response to regulatory proposals.

Listed below are all pending regulations for which CUNA has published a Comment Letter, regardless of current status. The listed date is the most relevant date for the status that the regulation is in: it could be the CUNA or agency due date, a Comment Letter publish date, or a Final Rule effective date, depending on whether the regulation is currently in the Call, Letter, or Analysis status.

Pending Changes can be sorted by any column in the green bar (Issue, Date, Agency, or Current Status), ascending or descending. For Comment Letters, a current status of "Closed" indicates the Letter has been sent to the agency. You can also use the "Archive" link at lower left for older items.

Please note: we now provide short summaries for significant Final Rules, which can be found on the same page as the comment letters. Our more detailed Final Rule Analyses are now available on the Compliance page

Issue Date Agency Current Status
Community Development Revolving Loan Fund 08/18/2016 NCUA Closed
Arbitration Proposal 08/18/2016 CFPB Closed
Letter to CFPB Director Cordray on Section 1022 Exemption Authority 08/10/2016 CFPB Closed
NCUA Exam Flexibility Initiative 08/01/2016 NCUA Closed
Amendment to the Annual Privacy Notice Requirement under Gramm-Leach-Bliley 08/01/2016 CFPB Closed
Joint Agency Rule on Incentive-Based Compensation 07/22/2016 NCUA Closed
Letter to CFPB Director Cordray on 5th Anniversary 07/21/2016 CFPB Closed
FFIEC Uniform Interagency Consumer Compliance Rating System 07/05/2016 FFIEC Closed
Letter to NCUA Chairman Metsger on CFPB proposed small dollar rule 06/27/2016 NCUA (+) Closed
Joint Trades Letter on CFPB Small Dollar Proposed Rule 06/27/2016 CFPB Closed
2016 Fixed Assets 06/23/2016 NCUA Closed
Student Loan Borrower Communications 06/10/2016 CFPB Closed
FHFA ULRA Language Preference 06/08/2016 FHFA Closed
Exemptions for the TCPA for Government Debts 06/03/2016 Other Closed
Consumer Mortgage Coalition letter to CFPB on report on consumer testing of periodic statements for borrowers who have filed a bankruptcy petition 05/27/2016 CFPB Closed
Amendments to the 2013 Mortgage Servicing Rules 05/26/2016 CFPB Closed
NHTSA Odometer Disclosure Requirements 05/24/2016 Other Closed
Military Lending Act Proposal 05/17/2016 Other Closed
National Strategy for Financial Literacy Update 05/04/2016 Other Closed
Ohio League Letter to Richard Cordray on Credit Union Small Dollar Loans 05/02/2016 CFPB Closed

Status Key

  • OPEN = CUNA seeking input to prepare comment to agency
  • CLOSED = CUNA comment filed, agency comment period closed
  • FINAL = Agency has issued final ruling