When members and potential members shop for services or a new financial institution, of
course you would like your credit union to be the low-fee choice. However, you
also have a long list of business considerations when deciding the types and
amounts of fees to charge your members such as covering costs, encouraging
members to use money-saving services, and providing better service than your
competitors.
To make your fee decisions easier, turn to the
2013-2014 Fees Report, compiled by CUNA. We've made it easy to find out
what other credit unions in your asset category and geographic region are
charging. This report assists you in evaluating fees for a full range of
services, including:
- Overdraft protection programs
- Non-sufficient funds (NSF)
- Share draft/checking programs
- Online bill-payments
- ATM surcharges
- ATM and debit cards
- Credit cards
- First mortgage applications and closing costs
- Member business loan applications
- Mobile Banking
- ACH
- eStatements
- Foreign and domestic wire transfers
- And
much more!