Operating Ratios and Spreads Report - Mid-Year 2013

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Size up your credit union's performance with this compilation of U.S. credit union performance statistics. It's "must have" information for your planning and budgeting meetings.

Nowhere else will you find these critical spreads and ratios categorized by asset size, common bond and state.

Compare your operating ratios:

  • Distribution of assets, liabilities and equity
  • Distribution of loans outstanding
  • Regular reserves delinquencies and chargeoffs
  • Distribution of savings accounts
  • Distribution of operating expenses
  • Uses of total income

See how you match up in the spreads:

  • Yields on loans and investments
  • Cost of funds
  • Operating expenses
  • Other income
  • Distribution of net spreads
  • Key CAMEL ratios
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CUNA is dedicated to providing information for credit unions across the country about the current credit union environment. This gives credit unions access to important benchmarking and strategic planning information with a nationwide, local and peer-level perspective. Trust CUNA to deliver the most comprehensive data available about salary and compensation, strategic planning, market research and operations.
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