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In depth analysis and commentary on trends and issues in the credit union industry.
Posted October 26, 2016 by CUNA Economics
658 million vacation days untaken in 2015.
Posted October 24, 2016 by CUNA Economics
Cards remain a popular payment option, despite growing use of mobile pay.
Posted October 21, 2016 by CUNA Economics
Attract clients and build loyalty by providing help before and after a crisis.
Posted October 19, 2016 by CUNA Economics
Two thirds of students considered future earnings when choosing their major.
Posted October 17, 2016 by CUNA Economics
Does opportunity exist to penetrate student lending market via financial advice?
Posted October 14, 2016 by CUNA Economics
Fifty one percent of American consumers claim to have no debt.
Posted October 12, 2016 by CUNA Economics
An aging population means fewer will go to work.
Posted October 10, 2016 by CUNA Economics
Develop a benefits strategy with employee preferences in mind.
Posted October 07, 2016 by CUNA Economics
18% have no retirement savings.
Posted October 05, 2016 by CUNA Economics
63% of Xers fret about financing retirement.
Posted October 03, 2016 by CUNA Economics
Colleges take note as high default rate impacts loan eligibility.
Posted September 30, 2016 by CUNA Economics
In the next 12 months, 2 in 5 consumers will look for help making financial choices.
Posted September 28, 2016 by CUNA Economics
Millennial couples more apt to maintain separate financial accounts.
Posted September 26, 2016 by CUNA Economics

Technology will impact employees as branches lose square footage.

Posted September 23, 2016 by CUNA Economics
‘People don’t seem to know how to spend less than they make.’
Posted September 21, 2016 by CUNA Economics
Part time employment and stagnant wages contribute to challenges for the middle class.
Posted September 19, 2016 by CUNA Economics
Choosing the right card can save borrowers money.
Posted September 16, 2016 by CUNA Economics
Investors of all generations tend to be overconfident in understanding investments.
Posted September 14, 2016 by CUNA Economics
Waning sales in August indicate growth cycle has peaked.
Posted September 12, 2016 by CUNA Economics
In 2016, 41% of workers were satisfied with their earnings.
Posted September 09, 2016 by CUNA Economics
Consumers appreciate low interest rates and flexibility HELOCs allow.  Fewer loans were originated for U.S. residences in Q2 2016 than the prior year, but this is still up compared to the two year low for
Posted September 07, 2016 by CUNA Economics
Level of income is not the determining factor in lack of savings.
Posted September 02, 2016 by CUNA Economics
66% of millennials and boomers find mobile apps “important” or “very important.”
Posted August 31, 2016 by CUNA Economics
19% of millennials provide financial support to a parent.
Posted August 29, 2016 by CUNA Economics
Five economic trends signal good news for many consumers.
Posted August 26, 2016 by CUNA Economics
Disparities in financial literacy noted by gender, annual income, and marital status.
Posted August 24, 2016 by CUNA Economics
Bankrate survey shows 21% have upped their savings contributions over last year.  An increasing number of Americans are setting aside dollars for retirement, and savers are “socking away more money as well,” notes a recent
Posted August 22, 2016 by CUNA Economics
62% of students think parents will pay all costs 12% of parents can pick up the tab.
Posted August 19, 2016 by CUNA Economics
Finance companies and banks have noted double digit increases for the first half of the year.
Posted August 17, 2016 by CUNA Economics
Both generations are self described savers.
Posted August 15, 2016 by CUNA Economics
77% of millennials consider job a switch.
Posted August 12, 2016 by CUNA Economics
Retirees still pay taxes and need to supplement health care costs.
Posted August 10, 2016 by CUNA Economics
Consumers lack understanding of potential uses for home equity loans.
Posted August 08, 2016 by CUNA Economics
Millennials comprise 34.2% of the auto leasing market.
Posted August 05, 2016 by CUNA Economics
Cashless society has implications for consumers, merchants and financial providers.
Posted August 03, 2016 by CUNA Economics
College funding also falters as parents overestimate potential for athletic scholarships.
Posted August 01, 2016 by CUNA Economics
Number one worry is mortgage amount owed, followed by credit card debt.
Posted July 29, 2016 by CUNA Economics
Consumers can take steps to weather stock market ups and downs.

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