NEW YORK (1/20/10)--Amy Sohn, author of the new novel Prospect Park West, has moved all her money to Actors FCU in New York. In a blog entry to the Huffington Post, she explained why. As a member of the Writers Guild of America, she is eligible to join Actor FCU. She first heard of it five years ago when she was looking to procure a car loan. A relative told her about good loan rates at credit unions, and she went to Actors, “liked the rates, joined immediately and was approved for the loan,” she wrote. She paid off her loan and kept a savings account with the credit union but continued her other banking at two large banks. That was before she became “furious” of banks’ treatment of their customers. “Here are some of the things I love about my credit union,” she added. “Their mortgage rates beat any rates quoted to me by my mortgage broker. They offer car loans, instrument loans, education loans, even plastic surgery loans (it's for actors, after all)-- and credit cards with fair terms, one even designed to help people who need to improve their credit. The minimum balance to have an account is $100. All of the fees, for stopped checks, overdraft, etc., are lower than you'd pay at a bank. Even the checkbooks are about a third less than what I paid at Chase. “When I call up my credit union, I get a real person on the phone, who is courteous, knowledgeable and helpful,” Sohn continued. “They have an extensive network of ATMs, soon to be getting larger, and I can deposit checks by mail. I enter information from my check online, and then my credit union credits me part of the deposit immediately, before they've even seen the check. “When I went into Chase to close my account, the banker didn’t even ask why I was going or make any attempt to keep me, not that it would have worked,” she added. “But his indifference was part of the problem. The fact that no one at my CU would be indifferent about my departure is part of the reason I love it. This is the beginning of a beautiful relationship.” Sohn also advised readers to check the Credit Union National Association’s (CUNA) Web locator or to call CUNA’s toll-free number to help them find a credit union. To read the blog posting, use the link.