KYIV, Ukraine (11/12/09)--The Ukraine's financial services regulator is proposing a ban of credit unions with a field of membership encompassing the entire country. The State Commission on Regulation of Financial Services Markets said that such establishments turn into small banks and have the most problems with payments during the economic crisis, according to the Ukrainian National News Agency (Nov. 6). The commission's draft amendments to the credit union law would require members be either individuals residing in one territory--such as a village, settlement, district or region--or those having a common place of work or studying. The commission also said it will toughen the responsibility of officials at credit unions. The Ukraine has 26 credit unions with an all-Ukrainian status, and all had problems during the economic crisis. They accounted for almost half of the share market's assets.