HARRISBURG, Pa. and WASHINGTON (10/16/09)--While credit unions celebrated International Credit Union Day Thursday, bankers took on their own project aimed at educating young adults about credit. The Pennsylvania Credit Union Association calls their project "an attempt to steal the Credit Union Day spotlight" (Life is a Highway Oct. 16). For the seventh year, bankers have organized a Get Smart About Credit Day, which falls on International Credit Union Day. The event focuses on educating young adults about wise use of credit. Many adults under age 21 will be prevented from getting a credit card without a parent co-signor or proof of independent income by a new law that becomes effective in February. Roughly 3,000 bankers and students were to participate in lessons on developing good credit habits. The "Get Smart About Credit" website also featured a young woman saying a line that should sound familiar to all credit unions who've been educating the public and lawmakers about the credit union difference for years. She tells the bank website visitors: "Bankers, you make a difference."