LIVE OAK, Texas (7/15/11)--While federal officials debate the nation's debt ceiling, a Texas credit union has announced it will provide services to members affected by any shutdown of government services or delays of payments from the government. Randolph-Brooks FCU (RBFCU), a $4.3 billion asset credit union based in Live Oak, Texas, said Thursday that if the debt ceiling isn't raised, some federal employees might not be allowed to work and people who receive benefits such as Social Security might not receive payment until a compromise is reached. RBFCU said it would provide members with a one-time provisional credit if they are government employees or benefit payment recipients affected by the shutdown. "Serving our members is our first priority," said Sonya McDonald, senior vice president of market development. "Hard-working government employees and Social Security recipients shouldn't suffer because our lawmakers in Washington can't come to an agreement on spending." The provisional credit will be extended to members identified as government employees or benefit payment recipients and who have an established direct deposit with RBFCU. They will not be required to pay interest or fees to receive the provisional credit. "People are already struggling with the high costs of gas, food, and other expenses," McDonald said. "We want to alleviate as much worry as possible for them during this stressful financial time. While we hope the government will resolve its issues, we are being proactive in providing solutions for our members in the event that a shutdown does occur." Meanwhile, as the state of Minnesota finished its second week under a state government shutdown due to that state's budget crisis, credit unions there said they still stand ready to assist government employees and others affected by the shutdown. Last night Republican state legislators were weighing a deal offered by Gov. Mark Dayton, a Democrat, for possibly ending the shutdown. Media reports said the shutdown could end soon. However, if it doesn't, credit unions and the Minnesota Credit Union Network reported they are ready to assist members with programs to help tide over missing a paycheck. Today is the last official payday for state employees under the shutdown. So members so far have had access to their regular paychecks. However, if a shutdown continued, credit unions likely would see more members needing assistance.