WASHINGTON (8/2/11)--The U.S. debt-ceiling debate has brought advice from The Wall Street Journal for consumers to review their savings accounts and other deposits to make sure their cash is protected by federal insurance. The Credit Union National Association (CUNA) took the opportunity to educate the Journal and its readers about credit unions' federal deposit insurance fund. Money deposited at a federal credit union is generally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which works under the same account-category rules as Federal Deposit Insurance Corp. insurance, CUNA Chief Economist Bill Hampel told the Journal (July 31). Most, but not all, state-chartered credit unions are also covered by the NCUSIF, Hampel noted in the article. "If you're not sure, ask your credit union," the article said, pointing readers to a deposit-insurance calculator on the National Credit Union Administration website. Use the link to review the full article. The article was also featured in MarketWatch (July 31).