NEW YORK (4/28/10)--AOL's Walletpop Tuesday featured an article that tells why credit unions are "the good guys" and banks aren't, and directs readers to Credit Union National Association's (CUNA) website as the key source to find out about credit unions. The article, "Should You Join a Credit Union? Here's What You Need to Know," was written by Geoff Williams, co-author of Living Well With Bad Credit. The article asked the question "what makes credit unions so wonderful?" Credit unions are nonprofit, noted Glen Lazovick, senior vice president of business development and marketing, Mid-Atlantic FCU, Germantown, Md. Credit unions are local and therefore accountable, said consumer/credit union advocate Remar Sutton. They don't make "opportunity profits," he told the publication. And, "a bad credit union is better than the best bank," he said. Credit unions are more willing to work with members and offer back up options so members can avoid fees and penalties on nonsufficient funds, said Amy Stanton, assistant vice-president, Connex CU, North Haven, Conn. The number of ATMs available was seen as a major drawback, but credit unions are engaged in partnerships to create ATM networks, said Williams, who added that "it's pretty hard to come up with a significant drawback to banking at a credit union." The article also noted credit unions have federal insurance. And it suggested going to the CUNA website or a state league website to locate a credit union. The National Credit Union Administration site is a "good follow up" for those interested in checking a credit union's financial performance, it said. For the entire article, use the link.