TALLAHASSEE, Fla., and MADISON, Wis. (12/3/08)--Florida credit unions and a credit union in Wisconsin are suspending foreclosures over the holiday season in attempts to give people time to find a way to stay in their homes. Florida credit unions and bankers said Monday they will suspend foreclosures for the next 45 days (The Miami Herald Dec. 1). Florida Gov. Charlie Crist announced the halt in foreclosures at a press conference with the Florida Credit Union League and Florida Bankers Association. He could not say how many consumers this move would help. Following the lead of Fannie Mae and Freddie Mac, which announced Thursday they will suspend foreclosures until Jan. 9, Black Hawk Community CU, a $303 million asset, Janesville, Wis.-based credit union, announced it would have a moratorium on foreclosures over the holidays--for the next six weeks (15 WMTV Nov. 25). The rationale for the moratorium is that new programs geared to helping people stay in their homes could be announced in the next couple weeks, Lyle Wermund, spokesman for Black Hawk, told the TV station. The programs might lower interest rates, extend terms and even forgive debt, Wermund added.