BOSTON (12/19/08)--The government should encourage the use of credit unions, the Christian Science Monitor said Thursday in an editorial piece titled, “A credit card where it’s due.” The Monitor also said the government should launch a thrift campaign for adults. And: “Now’s a good time for parents to teach children about thrift by giving them savings accounts,” the newspaper added. The Monitor’s op-ed piece was written in support of new credit card rules that were enacted Thursday by the Federal Reserve Board. One of the provisions of the rules aims to stop credit card companies from practicing universal default and make monthly statements easier to read, the newspaper said. For the full article, use the link.