ALEXANDRIA, Va. (10/8/10)--U.S. consumer bankruptcy filings went up 11% during the first nine months of 2010 over the same period a year ago, announced the American Bankruptcy Institute (ABI). ABI clocked more than 1.165 million bankruptcies nationwide, compared with 1.046 million for the period in 2009. It was the highest total since 2005, when Congress enacted the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCAP), said ABI in a press release. "While the 2005 bankruptcy overhaul law aimed to reduce filings, overall consumer debt and continued financial stress have led to consumer bankruptcies climbing back to pre-BAPCAP levels," said Samuel J. Gerdano, ABA executive director. "We expect that there will be nearly 1.6 million new bankruptcy filings by year end." Overall September filings totaled 130,329--4.4% more than the 124,790 recorded filings in September 2009. The September total represents a 3.3% increase from August's filings, which totaled 127,028. Chapter 13 filings constituted 30% of all consumer cases in September, a slight increase from August, said ABI. The institute relied on data from the National Bankruptcy Research Center.