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CU System
Credit scores to be offered via CUs banks
HARRISBURG, Pa. (1/16/09)--Fair Isaac Corp. announced an agreement Thursday to make its credit scores available for free to about 200,000 members of Pennsylvania State Employees CU (PSECU). The agreement was reported in The Wall Street Journal (Jan. 15). Fair Isaac, the creator of the Financing Corporation (FICO) score, said it is working on finalizing other similar deals with major customers. The PSECU arrangement is an expansion of the “Scores on Statements” program, which Fair Isaac mainly offered to credit card customers at Washington Mutual (WaMu). Through the arrangement, consumers receive their FICO scores, along with the major reasons for the score, how actions they take affect their scores, and ways to improve scores. Consumers already can obtain free detailed credit reports--but not a free credit score-- once every 12 months from each of the three major credit-reporting bureaus at AnnualCreditReport.com. PSECU is a $3.2 billion asset, Harrisburg, Pa.-based credit union.
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