MADISON, Wis. (8/23/11)--The Disclosures, the credit union industry’s “thrift rock” duo, have released their first music video on YouTube, a flashback style video for their song “98 Problems (But a Bank Ain’t One)” from their debut album, (Hey, We’re) The Disclosures. The “98 Problems” video stars “younger versions” of band members Christopher Morris and Chad Helminak as they discuss the differences between credit unions and banks. Morris is director of communications for the National Credit Union Foundation. Helminak is the web and member development strategist at the Wisconsin Credit Union League. “It’s our hope that credit unions find this content useful on their member websites and social networks to help better educate their members on credit union philosophy,” Morris said.