RICHARDSON, Texas (11/25/08)--Texans CU has a student-run branch to teach youth about finances. The branch of the $1.830 billion asset, Richardson, Texas-based credit union is located at the Career and Technical Education Centre in the Frisco Independent School District (Dallas Morning News Nov. 24). The ongoing U.S. economic crisis presents a great opportunity for parents to instill values and beliefs in their children, Jack Smith, Texans vice president of branch sales, told the newspaper. Cynthia Nevels, executive director of the Jr. Financial Literacy Academy Inc. in Irving, Texas, hopes that young people will learn that if they cannot afford something such as a house or car, then they should not buy it, she told the paper. Learning to pay bills on time will help kids get better loans in the future, Smith said. Although the current economic turmoil is painful for many people, it provides parents with a unique chance to teach their children valuable financial lessons, the paper said.