RANCHO CORDOVA, Calif. (1/9/09)--A troubled economy has forced a credit union in California to re-evaluate its plan to expand branch locations. “Clearly, the pressures affecting consumers in our greater economy have also had some impact here at American River HealthPro CU (ARHCU),” said CEO Bob Steponovich in a press release. ARHCU, Sacramento, tentatively planned new branches in Elk Grove and Lincoln. Based on changing factors in the two markets, the credit union is reviewing its plans. In June, ARHCU adjusted its provision for loan loss upward by an additional $4 million. The credit union also announced this week that it expects 2008 year-end results to reflect a net loss. “While our credit union’s mortgage portfolio performed relatively well in 2008, we have seen the primary impact in our consumer loans, as our members struggle to stay current on their vehicle and credit card debt,” Steponovich said. The credit union’s expansion plans were driven by healthcare employers’ capital investments, projections about significant growth, and the pace with which new healthcare facilities go online. The $220 million asset credit union opened its newest branch in Roseville in spring 2007.