INDIANAPOLIS (2/4/09)--FORUM CU, based in Indianapolis, has launched a program designed to encourage people to save money, change spending habits, and become better money managers. The SaveItUp Program, which will run through Oct. 31, challenges participants to complete items in five different categories: budget, thrift, savvy, goals and education. Under the budget category, an example is to "create a realistic budget to help identify areas where you need to make a change." When participants complete an item, the credit union enters them in a drawing to win up to $5,000. "We realize that people are struggling to save money," said C. Andrew Mattingly, senior vice president of the $1.089 billion asset credit union. "Americans as a whole are spending more than they earn. It is our responsibility as a credit union to help our members and the community with their financial life. The SaveItUp Program encourages them to make a real change to improve their financial well-being," Mattingly said. Participants have access to information and tools through the SaveItUp website. Tools on the site include budget worksheets, savings blogs, and articles and resources from best-selling author and nationally syndicated radio show host Dave Ramsey.