MADISON, Wis. (1/12/11)---Expect to see lower-income bank customers leave bigger banks for more affordable options, such as credit unions, a fees consultant who advises banks and credit unions told Public Radio International on Monday. With new rules for cards and overdraft fees, banks will try to find profits in other places, such as fees, according to the report. Mike Moebs, a consultant based Lake Bluff, Ill., said he expects banks to start charging customers fees for low balances, not having multiple accounts with the bank and not banking online. “They’re basically shedding themselves of accounts they can’t make any money at,” Moebs said. Those types of fees will hit low-income consumers especially hard, and they will look for “cheaper options like credit unions,” he added.