SOUTH FLORIDA, Fla. (11/18/08)--Competition for the consumer dollar is heating up in the areas of checking, savings and borrowing, and credit unions are the best choice for borrowing, reports a Florida newspaper. "For borrowing, a credit union is often the best choice, especially for auto loans," says columnist Gregory Karp in the South Florida Sun Sentinel (Nov. 16). "Find out which credit unions you qualify for by asking your employer and family members who belong to a credit union," Karp urged. "Or go online to credit unions search sites," he said. Karp said the best deals on savings are at online banks. For checking accounts, he suggested consumers look at fees, interest, rewards and the cost of switching accounts.