NEW YORK (2/22/08)--A North Carolina credit union CEO who has made a career of advocating against payday lending is the subject of an article in Forbes.com (2/21/08). Martin Eakes, CEO of Self-Help CU, based in Durham, N.C., and the Washington, D.C.-based Center for Responsible Lending is "to mortgage lenders what Ralph Nader was to the auto industry," says the article, entitled "Subprime's Mr. Clean." The article notes his work in persuading North Carolina legislature to ban high-interest payday loans and mortgage prepayment penalties, and to restrict fees by mortgage-brokers. It recognizes his work in helping with similar laws in other states. It also discusses Eakes' efforts toward bills in Congress that would change the mortgage lending procedures by banning prepayment penalties, requiring lenders to demand proof of income documents, and giving bankruptcy judges the authority to rewrite mortgage terms on a primary residence. He is quoted as saying half the people he knows would "take a bullet for me" and half would "be happy to provide the bullet."