ATLANTA, Ga. (11/18/10)--When it comes to holiday spending, it looks like it’s going to be the “same old, same old” in Georgia this year, with about half of the state’s credit union members indicating they will spend about what they did last year. Of nearly 6,000 credit union members surveyed statewide, 52.8% said they plan to spend about the same as last year during the holiday season, while 44.3% indicated that they plan to spend less, according to Georgia Credit Union Affiliates. Data from 39 credit unions statewide indicate that Georgia credit union members are leaning toward frugality, and are even increasing their account balances in some cases. During the first nine months of 2010, savings deposits grew by 6.3% and checking account balances increase by 11.4%. Most shoppers plan to spend modest amounts on gifts, with 43.9% of respondents saying they plan to spend between $100 and $500; 28.7% plan to spend between $500 and $1,000. The majority of respondents (77.8%) are planning to pay mostly or completely with cash, compared to 17.3% who plan to pay using a credit card. About 5% plan to use savings for their holiday spending.