WASHINGTON (7/28/09)--Credit unions offer higher savings rates, lower fees and great personal service when compared with bigger banks, said the Washington Post Sunday. Although big banks also want consumers’ business, they are alienating customers by charging higher fees and employing more stringent lending standards, the newspaper said. Even as competition for business increases, the bigger banks, such as Bank of America and Wachovia, continue to raise fees, the Post added. However, credit unions are different, the paper said. It also pointed readers to the Credit Union National Association’s website and research. “Credit unions focus on their members (and almost anyone can join one),” the Post said. “According to a study by the Credit Union National Association, credit unions charge an average of $25 for overdrafts; banks charge an average of $30. “To find one, check out the Credit Union National Association’s site. You may be eligible to join one where you work or live or because a family member belongs,” the paper added.