HARAHAN, La. (12/31/09)--A state electronic lien and title program for vehicles goes into effect Friday in Louisiana. Credit unions will need to be compliant with the program as soon as possible, said the Louisiana Credit Union League. The state Office of Motor Vehicles (OMV) is implementing a computer system that will electronically record information concerning the perfection and release of vehicle security interest without submitting or receiving paper title documents. The attorney general’s office says the system is mandatory for all lenders, the league said. The paperless method allows the OMV, public tag agents and lien holders to exchange vehicle and title information. To use the program, a lien holder must contract with a participating public tag agent. The transaction to record a lien can be processed by any motor vehicle office or public tag agent. Information will be transmitted electronically from the database to the agent through a nightly batch process. The information is then transmitted to the lien holder.