DUBLIN, Ohio (1/4/08)--Ohio credit unions were affected by the state’s troubled economy, but weren’t hit hard by the subprime mortgage crisis, according to data from the Ohio Credit Union League’s 2007 Third Quarter Performance Report. Mortgage delinquencies remained at 0.83%. Ohio credit unions added capital, and their net worth increased 12.6%, said the league (eLumination Newsletter Jan. 2). Share draft penetration rose 6.9%, and non-interest income increased to 19.1%. Foreclosures, unemployment and a sluggish auto industry impacted credit unions according to Dave Shoup, league director of regulatory advocacy and compliance. Total income growth slowed to 7.3% annually, and membership fell 2.8% over the past 12 months. Loan demand was weak 75.1%, compared with 82.6% nationally. Mergers and liquidations slowed to nine in the third quarter, from 35 in 2006. Mortgage originations grew 11.5%.