BEAVERTON, Ore. (4/9/09)--The Credit Union Association of Oregon (CUAO) announced that it is participating in the REAL Solutions initiative, which provides credit union services to people in need. Oregon’s participation is underwritten by a grant from the Oregon Credit Union Foundation, CUAO said (Oregon Outlook April). With REAL Solutions, Oregon consumers can gain solid financial footing to remain self-supporting, contributing members of the state’s economy. The program reaches out to people with low or moderate incomes, new Americans, and the unbanked. The service helps increase financial literacy, improve personal finance management, encourage saving, build creditworthiness and improve the financial and economic well-being of communities.