HARRISBURG, Pa. (6/12/09)--A letter to the editor touting credit union shared branches and written by Pennsylvania Credit Union Association President/CEO Jim McCormack was published Thursday in the Harrisburg Patriot-News. McCormack’s letter responds to a letter to the editor published in the June 3 Patriot-News and titled, “Too Many Banks.” The original letter questions the need for continued construction of branches with the availability of ATMs, Internet and direct deposit (Life is a Highway June 11). In his response, McCormack noted that credit unions “achieve greater efficiencies through cooperation. Currently 43 Pennsylvania credit unions offer their members account access through a ‘shared branching’ network. “Those members can obtain teller service at any of the 3,730 ‘shared’ credit union branches nationwide (including 90 in Pennsylvania), just like they would at their own credit union office,” he continued. “Likewise, many Pennsylvania credit unions offer surcharge-free ATM access to members of other credit unions, through CU$, CO-OP, and Allpoint Networks.” McCormack also noted that credit unions provide better rates on savings and loans, and referred readers to iBelong.org to find a credit union to join.