HARRISBURG, Pa. (1/3108)--Pennsylvania Credit Union Association (PCUA) President/CEO Jim McCormack and Pennsylvania State Treasurer Robin L. Wiessmann submitted a letter to the editor responding to a Jan. 24 editorial in The Wall Street Journal editorial about payday loans. The letter discusses the collaboration between the PCUA and the Pennsylvania Treasury Department in developing the Credit Union Better Choice program, a payday lending alternative offered by 64 Pennsylvania credit unions. The editorial, “Beyond Payday Loans,” advocated affordable financial services for the unbanked. Credit unions were noted for participating with community groups and other agencies to offer affordable financial services to communities nationwide. The piece was written by former President Bill Clinton and California Gov. Arnold Schwarzenegger.