PITTSBURGH (4/2/09)--A Pennsylvania couple is suing CUNA Mutual Insurance Society (CUMIS) through a class action lawsuit that alleges CUMIS was in error when it stopped disability insurance coverage for credit union loans. The suit alleges that CUMIS incorrectly stopped disability coverage 10 years after the loan began--rather than 10 years after the man who took out the loan lost his job (USA Today March 31). Ronald and Donna Ogrizovich of Aliquippa, Pa., filed the suit, which also claims CUMIS doesn’t adhere to Pennsylvania law by warning customers when such policies don’t cover the entire loan term. When the couple got a second mortgage from their credit union in October 1997 they agreed to pay extra for disability insurance, the newspaper said. The couple claims they were told the insurance would pay for 10 years of mortgage payments in the event the policy holder became disabled. The suit alleges the couple made payments--biweekly payments of $238 until August 2003, when Ronald Ogrizovich--an airport baggage handler--lost his job due to severe arthritis, the paper said. The lawsuit says that CUMIS stopped payments in October 2007, asserting the 10-year policy began when the loan did, the paper said. “We don’t believe that the suit has any merit,” Maripat Blankenheim, CUNA Mutual Group spokeswoman told News Now. “We certainly are defending [our position] and believe we will be successful in that defense.” The case has been moved to U.S. District Court in Pittsburgh, the paper said.