RENO, Nev. (8/26/10)--The owner of a Reno, Nev.-based recreational vehicle dealership wrote an op-ed piece to correct the impression that credit is tight and rates are soaring. She's seeing more banks starting to lend now and said "credit unions have never stopped lending money." Laura West, owner of Sprad's RV, wrote the item in the Reno Gazette-Journal (rgj.com Aug. 25) in response to the closure of another area RV dealer, who attributed the closure to tight credit and soaring rates, which West called "nonsense." "Banks are lending. In fact, they call us weekly asking for more business," she said. "While it is true that for about 16 to 18 months the national banking industry tightened up and loans were harder to come by, the local credit unions never stopped lending money. And now the national lenders are playing catch-up," West said. She adds that one can get an RV loan for as low as 6.49% based upon a good credit score.