RICHMOND, Va. (2/28/11)--The Federal Reserve Bank of Richmond has appointed Carl Ratcliff, president/CEO of ABNB FCU, Chesapeake, Va., to its regional Community Depository Institutions Advisory Council (CDIAC). Ratcliff, who will serve a term that will expire Dec. 31, 2014, is the only credit union representative appointed to the 13-member council. The CDIAC will provide input to the Richmond Fed on the economy, lending conditions and other issues. Members were selected from representatives of banks, thrifts and credit unions in the Fifth Federal Reserve District. One member of the council will serve with counterparts from other Reserve Banks on the national CDIAC of the Federal Reserve Board, which will meet with the board twice a year in Washington. For the full list of appointees, use the link.