NASHVILLE, Tenn. (11/2/10)--About 23 credit unions and banks across Tennessee are participating in an anti-fraud program created to educate consumers and financial institutions about fake check scams. Under the program, credit unions and banks will distribute a "Don't Become a Target" brochure to consumers who deposit a check or money order totaling more than $1,000 or who withdraw $1,000 or more. The program is sponsored by the Tennessee Department of Commerce and Insurance, the state's Department of Financial Institutions, the Tennessee Credit Union League, and the Consumer Federation of America (CFA). CFA created the brochure and is providing brochures to participating credit unions and banks at no cost. "Fake check scams are a serious problem for consumers," said Trish Patterson, vice president, education and information, at the league. "Credit unions want to do all they can to educate their members," she said. "Consumers and financial service personnel need to be able to recognize the warning signs of fraud in order to prevent it." The program is similar to programs in several other states. Tennessee credit unions participating so far include: Bowater Employee CU, Calhoun; City Employees CU, Knoxville; Trust Enrichment CU, Chattanooga; Foothills FCU, Louden; Healthcare Services CU, Chattanooga; HealthNet FCU, Cordova; iTrust FCU, Memphis; Kennedy VA Employees FCU, Memphis; and Northeast Community CU, Elizabethton.