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Consumer
America Saves Week helps consumers build wealth
WASHINGTON (2/22/10)--Americans continue to save in the current economy. The personal savings rate rose to 4.8% at the end of 2009, according to a recent report from the Bureau of Economic Analysis (bea.gov Feb. 1). And yet, with an unemployment rate of 9.7% taking its toll on wallets across the country (online.wsj.com Feb. 16), many consumers are finding it difficult to save. Enter America Saves Week. The seven-day, nationwide program, which began Sunday, helps consumers take action to increase personal savings. The event was established in 2001 by the Consumer Federation of America, Washington, D.C., in response to the nation’s then-negative personal savings rate. No matter your financial situation, America Saves Week is here to help you make the dream of saving a reality. Visit americasavesweek.org and:
* Take action. Sign up to become an American Saver. You’ll create a savings plan, receive advice, and be able to take advantage of educational resources and guides focused on enhancing your financial wellness. * Assess your saving situation. Take measure of your savings plan and use the free resources provided to maximize your ability to save for any circumstance. * Reveal your savings knowledge. Do you know what your retirement readiness rating is? Find the answer to this and other questions by taking the Test Your Knowledge quiz online. * Help your children save. Children can get into the habit of saving early, and often, by participating in the National Savings Challenge at your credit union during the month of April. It’s held in conjunction with National Credit Union Youth Week--April 18 through April 24--and teaches youth the joys and benefits of saving.
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