BASKING RIDGE, N.J. (1/28/08)--CUMAnet, a credit union mortgage alliance, has launched “Loan Health Check-Up” for member credit unions in response to the consumer credit crisis. The free service provides credit unions with a solution that allows their members to speak with a home finance consultant who will help them determine the health of their existing or prospective debts. The consultant will review and compare their debt situation to ensure the member is getting the best rates and terms available; ensure that the member is aware of all terms and conditions; help the member find new ways to save; and answer questions about loans. “CUMAnet’s support takes the load off our busy loan department,” said Chris Langley, CEO of Eastern New York FCU, Napanoch, N.Y., which recently deployed the program. “The program is helping to alleviate member concerns about their existing credit obligations and it opens a dialog to offer them other products and services,” Langley added. CUMAnet is a credit union-owned real estate organization that provides residential mortgage and home equity loan products and related services to credit unions nationwide.