DALLAS (7/16/09)--Southwest Corporate is rolling out its Image Deposit Return service to credit unions nationwide after launching the service last month to credit unions in the Federal Reserve’s 11th district. “We have completed testing with pilot credit unions,” said Brad Ganey, Southwest Corporate senior vice president of payment services. “Now the service is available to credit unions across the country--regardless of the Federal Reserve district.” Ten credit unions signed up for the service already, Southwest Corporate said. Image Deposit Return automates the process of handling returned items from member deposits and eliminates paper check delivery to the credit union. Returns are sent to Southwest Corporate from its direct-exchange banks, image exchange networks and the Federal Reserve. Deposits are routed electronically to Southwest Corporate, rather than delivered by a courier to a credit union’s central office. Southwest Corporate can automate the re-deposit of insufficient funds, report additional maker or payee information and provide deposit detail reports. Also, Rosetta Technologies, a provider of check printing software solutions, announced that Southwest Corporate will offer Rosetta’s IRD Express Pack to credit unions using Image Deposit Return. The Express Pack offers a magnetic ink character recognition (MICR) and an image replacement document (IRD) printer, software and consumables, Rosetta said Wednesday. Image Deposit Return resulted from the Federal Reserve Board’s announcement that it intended to collapse all paper check processing into the Cleveland office by the fourth quarter. Southwest Corporate FCU is a $10-billion-asset institution based in Plano, Texas.