BIRMINGHAM, Ala. (5/9/08)--TopNotch, a web-based overdue-account collection system that helps credit unions manage delinquent and charged-off accounts, will be more affordable for small- and medium-sized credit unions. EPL Inc. and Guthrie Phillips Group Inc. of Vancouver, B.C., extended their contract for five years to make the system available. Under terms of the agreement, TopNotch will be available as a hosted service through EPL for all U.S. credit unions. EPL is a Birmingham, Ala.-based credit union-owned integrated technology solutions provider. Guthrie Phillips Group is a software developer and supplier.