TALLAHASSEE, Fla. (2/13/08)--FCUL Service Group has partnered with credit bureau Experian to offer ScoreRight to member credit unions. ScoreRight is a credit score tool that helps credit unions educate their members about how their financial decisions impact credit scores. Providing information on how financial decisions influence credit scores can improve loan closing efficiency, reduce rate shopping, increase repeat business, strengthen member relationships and attract new membership, according to FCUL Service Group. Credit bureaus use several factors to determine a credit score, including the number of credit accounts held by an individual, payment history, delinquent accounts, public records and the length of time an account has been open. FCUL Service Group is a wholly owned subsidiary of the Florida Credit Union League.