COSTA MESA, Calif. (8/5/10)--Credit unions can use iPhones instead of paper forms to open new accounts for members with MeridianLink’s XA Mobile. XA Mobile is an iPhone application that is an extension of XpressAccounts, an automated account opening system. Staff can use iPhones to take photos of applicants or their drivers’ license, and upload them into the system. XpressAccounts allows credit union members to open and fund new accounts 24 hours a day, seven days a week online. The system also allows existing members to open and fund secondary accounts from their homes or offices. XpressAccounts can be accessed on any computer with an Internet connection, said MeridianLink. The increasing use of Smartphones offers financial institutions new ways to connect with consumers, MeridianLink said. MerdianLink is a developer of multi-channel account-opening and loan-origination platforms and enterprise business solutions.