RANCHO CUCAMONGA, Calif. (5/6/11)--CO-OP Financial Services is offering its member credit unions text banking as a stand-alone service for 12 cents per transaction, with no extra account-verification fees. Credit unions using the CO-OP Next Generation Network switch for shared branching, check imaging and other services can implement CO-OP Mobile Text immediately. With CO-OP’s text banking, a credit union member sends a text message for an account inquiry and receives information back. The service lets members verify balances, view transaction history and transfer funds within their accounts. CO-OP Mobile Multi-Mode Platform is the company’s full-service mobile banking solution, supporting text banking, mobile browser, downloadable applications and remote mobile deposit for iPhones.