PHILADELPHIA (6/6/08)--The Electronic Lien and Title (ELT) program, developed by the Georgia Department of Revenue, went live May 22 with Philadelphia-based VINtek as its first authorized ELT service provider. Georgia joins 12 other U.S. states offering ELT as an environmentally friendly green alternative to paper-based titles. “Electronic titles also reduce the risk of fraud by eliminating documents that can be stolen or manipulated by a third party,” said Bart Graham, Georgia Department of Revenue commissioner. Regional Acceptance Corp., a Greenville, N.C.-based auto finance lender is the first lender to use ELT in Georgia with VINtek. VINtek is a provider of automotive collateral management services for credit unions and other lenders.