MADISON, Wis. (1/18/08)--Credit union professionals can learn about credit union lending programs that help some borrowers from subprime mortgages while offering affordable housing for low-income families in the first of two new white papers from the CUNA Councils. “Affordable Housing,” sponsored by the CUNA Lending Council, is divided into two sections. The first overviews the causes of the subprime mortgage problem, its negative effects on certain borrowers, and how credit unions are responding with “Refi Rescue” programs. The second section offers innovative solutions implemented by credit unions to help lower-income families achieve homeownership through financially sound mortgage products. The second white paper, entitled “Technology on the Fringe,” explores innovation that has reached public attention, but has yet to gain widespread acceptance and use. The CUNA Technology Council-sponsored white paper also examines revolutionary tools that credit unions are adopting to liberate members more, empower them with knowledge, and give them a higher degree of protection. Case studies explore how credit unions use fringe technologies to gain a competitive edge and more effectively serve employees and members. CUNA Council members can receive complimentary copies of the white papers; non-members may purchase the white papers for $50 per copy. For more information, use the links.