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Inside Washington (08/16/2010)
* WASHINGTON (8/17/10)--The Federal Reserve Board has announced its annual adjustment of the dollar amount of points and fees that trigger additional disclosures and prohibitions under the Truth in Lending Act for certain mortgage loans. The dollar amount will be adjusted from $579 for 2010 to $592 for 2011, which is based on the Consumer Price Index. The adjustment will be effective Jan. 1 and does not affect the new mortgage lending rules adopted by the Fed in July 2008 for “higher-priced mortgage loans.” Coverage of mortgage loans under those rules is determined using a different rate-based threshold...


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