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Inside Washington (12/09/2008)
* WASHINGTON (12/10/08)—Comptroller of the Currency John Dugan said this week that data from banks show that more than half of the borrowers who got loan modifications in the first three months of the year were again delinquent by 30 days just six months after their terms were changed. (The New York Times Dec. 9) Dugan said one had to be careful about drawing conclusions from the data and added it was not clear why the re-default rates were so high. He suggested that perhaps some loans are so poorly underwritten that no modification is sufficient to help the borrowers forestay foreclosure…


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