ALEXANDRIA, Va. (1/21/09)--The National Credit Union Administration (NCUA) has approved a charter for 1st Bergen FCU, Hackensack, N.J. It is the first new credit union chartered in 2009. “The credit union will provide a cooperative alternative to low- and moderate-income members,” said NCUA Chairman Michael Fryzel. 1st Bergen was chartered Jan. 14 to serve the 884,000 people who live, work, worship, volunteer, and attend school, businesses and other legal entities in Bergen County. The credit union will open in March. It plans to offer regular shares, holiday and vacation club accounts, share certificates, personal loans, and new- and used-automobile loans. It also will provide check-cashing services, money orders, traveler’s checks and cashier’s checks. By 2012, 1st Bergen FCU plans to offer ATM services, debit and credit cards, wire transfers and small-business loans. The credit union was organized by the Bergen County Community Action Partnership Inc., Bergen County’s anti-poverty agency.