CFPB Rules - HOEPA, Escrows and Qualified Mortgages. A look at the Big Picture webinar (recorded)

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AW013013

Jan. 30 - Jul. 30, 2013 

This recorded event is available until  July 30, 2013.

Prepare your credit union for regulatory change and minimize the risk. The Regulatory Wave of 2013 has begun with new CFPB rulings issued on January 10, 2013. Do you understand the impacts these new rules will have on your mortgage lending operations? Join us for an overview of what they mean to credit unions and for a look ahead at future guidance and implementation dates.

During this webinar, you will learn:

Qualified Mortgage Rule

  • What constitutes a 'qualified mortgage' under the new rule
  • When a qualified mortgage is entitled to a safe harbor and when it is entitled to only a rebuttable presumption
  • The ability to repay standard for non-qualified mortgages, the new rules on rural balloon payment mortgages, prepayment penalties, record retention and the concurrent proposal to create a special category of qualified mortgage for certain small creditors

HOEPA

  • The new coverage test for high cost mortgages
  • The new restrictions and requirements for high cost mortgages
  • The new home ownership counseling requirements

Escrow

  • Changes to the requirement to establish an escrow account for higher-priced mortgages
  • The exemption for small creditors in rural or underserved areas

You may also be interested in part-two of this hot-topic, CFPB Rules - Mortgage Servicing and the Joint Agency Appraisal Rule webinar.

Who Should Attend

This webinar is beneficial for credit union compliance staff, CEOs and mortgage lending staff that want to stay up-to-date on the new CFPB ruling. Affiliation with CUNA/League is required for attendance.

This recorded webinar is also offered as part of two mortgage lending compliance solution packages, created in partnership by CUNA and PolicyWorks. View the details of each package at cuna.org/toolkit.

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AW013013

Jan. 30 - Jul. 30, 2013 

Andrea Stritzke, CUCE

As vice president of Regulatory Compliance for PolicyWorks, Andrea is responsible for the delivery of PolicyWorks' regulatory services and new product development while also working with individual credit unions to provide them with training and counsel on certain regulatory matters. In addition, Andrea assists credit unions with strategic compliance program management and is a nationally recognized speaker on credit union compliance issues. Prior to joining PolicyWorks, Andrea worked as a judicial clerk for the Iowa Court of Appeals.

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AW013013

Jan. 30 - Jul. 30, 2013 

Live Session

This is a recording of an event held January 30, 2013. View upcoming events.

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AW013013

Jan. 30 - Jul. 30, 2013 

CUNA is a leading provider of webinars to the credit union movement. CUNA recorded events allow you to see and hear a presentation and refer to handouts. Attendees also have access to the speaker contact information for asking questions. With topics spanning all credit unions' business areas, CUNA Training Bundle provides unlimited access to all live and recorded CUNA webinars, eSchools and audio conferences for all staff, managers and board members.

Accessing Your Recorded Event

You need a computer with an Internet connection to participate.

Recorded events are available within 48 hours of the live event. Recorded events can be accessed by anyone at your credit union by logging into My Programs using your CUNA website username and password.

Discounts

CUNA Council members and CUNA Volunteer Network members receive a $50 discount. Credit unions with less than $10 million in assets receive a $50 discount. Apply promo code 0950SMALL during checkout. Your final price will be visible at checkout.

Please note: Only one discount available per registration.

100% Guarantee

CUNA is committed to providing a quality learning experience. If for some reason you are not fully satisfied, contact us and we'll provide you a full tuition refund or credit.

Cancellations

Cancellations received in writing (via fax 608-231-4327) before January 30, 2013 are eligible for a refund of the amount paid minus a $30 administrative fee. No refunds will be granted for cancellation requests received on or after January 30, 2013 or for registrations received on or after January 30, 2013. Substitutions are accepted anytime prior to January 30, 2013 at no additional cost. Simply fax event and contact information, listing the new participant and who they will be replacing. Cancellation fees do not apply for free or complimentary programs.

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AW013013

Jan. 30 - Jul. 30, 2013 

After registration, recorded events can be accessed by anyone at your credit union by logging into My Programs using your CUNA website username and password. Recorded events are available within 48 hours of the live event.
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