CUNA Bank Secrecy Act eSchool

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ES5BSA16

Oct. 12 - Nov. 09, 2016

2:00-3:00 PM CST

The Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) laws are two of the most important regulations in the financial industry, both because of their aim at combating financial crime and terrorism, and because the law's implications touch nearly every employee and transaction within the credit union. 

This eSchool format represents a blended delivery model designed to help enhance your experience beyond a typical webinar format. The content in this 12-hour, self-study program is delivered via:

  • 5 live webinars
    • Following the Supervisory Trail
    • Scoping for a BSA/AML Examination
    • Account Opening: The BSA/AML Dialogue Starts Now
    • Maximizing 314(b) Information Sharing
    • Watching the Watchdog: Lessons Learned on Internal Controls
  • 6 pre-recorded webinars
    • BSA CORE - Introduction to BSACS - The BSA Compliance Specialist Designation
    • BSACS Recertification Session
    • We Have A Merger, Now What? BSA Compliance Issues
    • MSBs: Too Hot to Handle
    • BSA Resources
    • Cyber Security: 12 Questions Your Board Needs to Answer
  • Examination (required if student wants the BSACS certification)

The content in this program is optional unless the student wants to test for the BSACS designation. Click here to view the suggested learning map for navigating this program.

Those taking the certification or recertification examination will be required to schedule a testing time with an approved proctor to complete the course. 

If you have further questions about the exam process, please contact training@cuna.coop or 800-356-9655 ext 4249.

Who Should Attend

This eSchool is beneficial for credit union compliance professionals and those interested in earning or recertifying their Bank Secrecy Act Compliance Specialist (BSACS) designation

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$1,295.00CUNA member price

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ES5BSA16

Oct. 12 - Nov. 09, 2016

2:00-3:00 PM CST

LIVE WEBINARS

Class 1: October 12, 2016 - 2:00-3:00 p.m. CT

Following the Supervisory Trail
Mary Bashore

In this session, you'll gain insights from an ex-examiner perspective on trends in examination findings, common deficiencies - including the impact on your CAMEL rating, what can go wrong during the examination, and how you can negotiate with your examiner.

Class 2: October 19, 2016 - 2:00-3:00 p.m. CT

Scoping for a BSA/AML Examination 
Cindy Williams

Your BSA exam is quickly approaching! What should you do to prepare? This session will provide tips, tricks and real-life examples of what you should review, what should be updated, and will identify those sometimes overlooked areas that might need some attention before the examiners walk through your door. At the completion of this session, you will have tools and information you can take back to your credit union to guide you through the exam preparation process.

Class 3: October 26, 2016 - 2:00-3:00 p.m. CT

Account Opening: The BSA/AML Dialogue Starts Now
Julie Kappenman

Opening an account for a member is one of the most important steps in detecting and preventing money laundering at your credit union. Obtaining the right information at account opening is crucial to knowing your member and understanding the future of the relationship. This session will cover the requirements of the Bank Secrecy Act (BSA) beginning with account opening. It will include a discussion on the required policies and procedures the credit union must ensure are in place to be in compliance with the BSA. In addition, it will provide some insight on how compliance with the BSA requirements has helped to detect and prevent money laundering.

Class 4: November 2, 2016 - 2:00-3:00 p.m. CT

Maximizing 314(b) Information Sharing
Bill Berg

It is common for credit union collectors to share information with other collectors in the hopes that they can recover credit union funds. If your credit union isn't registering with FINCEN on an annual basis you might be at risk. This session discusses reasons your credit union should be registering with FinCEN, the procedure to do so, shared branching implications and more. 

Class 5: November 9, 2016 - 2:00-3:00 p.m. CT

Watching the Watchdog: Lessons Learned on Internal Controls 
Ken Otsuka

Employee fraud and dishonesty does not discriminate. Credit unions must approach risk and internal controls from every angle regardless of their size, number of employees or operational complexity. Unfortunately, embezzlement schemes last longer and result in more severe losses than most other risks. During this session, you'll go through common credit union loss scenarios, identify key warning signs to look for, and learn which checks and balances should be implemented to hold individuals accountable for their actions and limit the potential impact of employee dishonesty.

RECORDED WEBINARS

BSA CORE - Introduction to BSACS - The BSA Compliance Specialist Designation 
Valerie Moss & Colleen Kelly

This session and subsequent examination is required if you are attending to earn your CUNA Bank Secrecy Act Compliance Specialist (BSACS) designation. Program instructors will walk through BSA topics A-Z, covering:

  • Components of a BSA Compliance program
  • Customer identification and member due diligence
  • CTRs
  • SARs and monitoring requirements
  • OFAC compliance
  • Recordkeeping requirements
  • Responding to requests from government agencies
  • Penalties
  • Take a walk through the agency guidance available to credit unions

This session is the foundation for the certification exam.

BSACS Recertification Session
Valerie Moss & Colleen Kelly

Is 2016 the year you need to recertify your BSACS designation? If so, you must attend this session. The first hour will be a refresher of BSA requirements followed by a facilitated open discussion with your peers on the latest BSA developments as well as what may be coming next from FinCEN. This session will provide a solid review of the topics necessary to prepare for your BSACS Recertification Exam.

We Have A Merger, Now What? BSA Compliance Issues
Frank Drake

The number of credit union charters nationally is shrinking, while the number of credit union members served is growing. Credit union mergers account for much of the shrinkage. If your credit union is about to absorb another, beware that you are acquiring all of its BSA sins and shortcomings, as well as its loans and delinquencies. Merger due diligence absolutely demands an early, thorough critique of your new partner's BSA compliance. Your own compliance officer belongs at the merger table, and deserves the time to evaluate what sort of compliance issues you are about to swallow. What to look for, what questions to ask, when to continue with merger and when to run away, are all part of this segment. How to foster an open-handed cooperation with a Non-Disclosure Agreement, and who to interrogate are part of this program as well.

MSBs: Too Hot to Handle
Cindy Williams

Money Service Businesses have been at the center of the BSA/AML compliance storm. While many institutions are choosing to close these accounts, others are recognizing that MSB's are worth serving. This presentation will discuss the MSB issues and help attendees understand the path for serving MSBs within the BSA framework.

This session covers:

  • How to identify MSBs
  • Can you have MSBs as members and keep your examiner happy?
  • What special member due diligence do you need to perform?
  • Periodic monitoring - what and when?
  • Understanding the MSB business model
  • Watching for suspicious activity
  • Staff Training - what they need to know about MSBs

Cyber Security: 12 Questions Your Board Needs to Answer
Rayleen Pirnie

There's so much buzz today about cybersecurity, cyber-breaches, cyber-attacks, cyber-assessments and cyber-threats that it's easy to get lost and hard to uncover exactly what you need to understand as a board member. All the buzz can create cyber-fatigue if you let it. This course focuses on 12 questions every credit union board member should be able to answer about their cybersecurity program. This course also provides tips on what to present to the board making it a perfect session for anyone involved with cyber security at the credit union.

BSA Resources
Tracy Blaske

This short session is designed to walk you through a comprehensive array of BSA/AML resources and tools accessible to assist in your BSA compliance program efforts including - informational, training and networking resources.

 

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ES5BSA16

Oct. 12 - Nov. 09, 2016

2:00-3:00 PM CST

Mary Bashore

Mary BashoreMary began her career with the National Credit Union Administration as a credit union examiner. Advancing to senior supervision analyst, she dealt with all types of administrative actions of the agency and handled a variety of complex regulatory issues. Mary took on further challenges as the AML/BSA specialist and technical advisor to 200 field staff responsible for examination and enforcement activities for over 1,400 credit unions throughout the United States. She closely coordinated with FinCEN and other government agencies and taught examiners at the Federal Financial Institutions Examination Council. Mary continues her career as the president of Bashore Business Solutions, LLC, consulting on AML/BSA, risk management and regulatory compliance issues.

Bill Berg

Bill BergBill has been with the League of Southeastern Credit Unions (formerly the Florida Credit Union League) since 1988 and currently serves as the vice president of compliance training and information. Prior to joining the League, Bill worked for eleven years for the Federal Reserve of Atlanta – Jacksonville Branch. He is in his 39th year working in the financial industry. Bill is a CUNA Certified Credit Union Executive, Credit Union Compliance Expert, Bank Secrecy Act Compliance Specialist and Credit Union Enterprise Risk Management Expert.

Frank Drake

Frank DrakeFrank is a partner at the Raleigh-based firm of Smith Debnam Narron Drake Saintsing & Myers LLP where he concentrates his law practice in the areas of creditors' rights, creditors' bankruptcy and commercial litigation. Combining 30 years of practical legal experience with a robust, energetic communication style, Frank lectures from his sizeable repertoire of topics, typically of interest to those in the financial industry. Whether leading a basic training on bankruptcy or teaching a seminar on hot compliance issues, Frank has a flair for presenting technical material, sending his audience away with useful tips and practical resources.

Julie Kappenman

Julie KappenmanJulie is director of Association compliance services at Mountain West Credit Union Association where she provides compliance assistance to credit unions in Arizona, Colorado and Wyoming. She has been involved with the credit union movement for over 20 years, beginning her career in Minneapolis, Minnesota where she worked for Teachers Federal Credit Union as an intern. Prior to landing her current roll, Julie assisted in starting five new credit unions, authored "The Interim Audit Procedures manual" for Supervisory Committees, and provided one-on-one and group training sessions to numerous credit unions in a variety of areas including business development, compliance and auditing.

Colleen Kelly

Colleen KellyColleen is the senior federal compliance counsel in CUNA's compliance department. She analyzes regulations to determine their impact on the operations of credit unions and provides compliance information and guidance to credit unions through CUNA Compliance Community, CompBlog, NewsNow, eGuide to Federal Laws and Regulations, cucomply, Credit Union Magazine and other resources. She works closely with CUNA's professional development staff to provide educational products and programs to support credit unions' compliance efforts, and provides support to CUNA's lobbyists on consumer legislation.

Valerie Moss

Valerie MossValerie is senior director of compliance analysis for CUNA regulatory affairs in the Washington, DC office. Valerie works closely with CUNA's publications and IT departments to deliver useful and accurate compliance information in a user-friendly format to CUNA's members. She is responsible for writing articles on various compliance issues of interest to credit unions, maintaining CUNA's e-Guide to Federal Laws and Regulations, and responding to credit unions' compliance inquiries.

Kenneth Otsuka

Kenneth OtsukaKen is a senior consultant in the Credit Union Protection Risk Management Department for CUNA Mutual Group. In this role, he is responsible for researching and analyzing emerging risks for product development along with developing resource and other training material for credit unions. Ken also assists credit unions in identifying areas of risk in their operations, and recommends appropriate loss controls to reduce loss exposure. He is frequently asked to speak by various organizations on a variety of fraud and compliance topics and is considered an expert on Federal Reserve Regulation CC.

Rayleen Pirnie

Rayleen PirnieRayleen is the founder and owner of RP Payments Risk Consulting Services, LLC. She is a nationally-recognized payments risk and fraud expert. Her programs educate financial institutions and businesses on topics ranging from payments fraud to information security. She is the author of several payments risk and fraud blogs geared toward helping organizations recognize threats and protect themselves from loss. Rayleen is a member of the International Association of Financial Crimes Investigators and has been on NACHA’s Risk Management Advisory Group for two terms.

Cindy Williams

Cindy WilliamsCindy is VP of regulatory compliance for PolicyWorks and is responsible for leading and overseeing all of PolicyWorks’ compliance partnerships, delivery of compliance solutions to credit unions/leagues and new product development. She also assists credit unions with strategic compliance program management. Before joining PolicyWorks, Cindy was responsible for creating, implementing and managing regulatory compliance programs for financial institutions of various sizes for over 20 years, and is a frequent speaker at national conferences and workshops. In addition, she has experience in the areas of risk management and internal audit. She holds the Credit Union Compliance Expert (CUCE), Certified Regulatory Compliance Manager (CRCM) and Accredited ACH Professional (AAP) certifications.

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ES5BSA16

Oct. 12 - Nov. 09, 2016

2:00-3:00 PM CST

Recorded Event

All live event registrations include credit union access to the recorded event. You may also purchase the recorded event separately. Click here to see more about purchasing the recorded event. Recorded events can be accessed by anyone at a registered credit union through My Programs.

Sessions

Only interested in a specific topic? Select individual sessions are available as webinars for $219-$438 each.

See a complete list of CUNA Bank Secrecy Act eSchool Sessions.

See a full list of upcoming events.

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$2,590.00non-member price

$1,295.00CUNA member price

CUNA members save $1,295.00!

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ES5BSA16

Oct. 12 - Nov. 09, 2016

2:00-3:00 PM CST

CPE Credits LogoCUNA is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org.

CPE Credits: Group Internet-based credits for this eSchool are being determined. No advance preparation or prerequisites are required. For more information regarding administrative policies, such as complaint and refund, please contact CUNA at 800-356-9655, ext. 4249. To view all programs that offer CPE credits, click here.

The American Council on Education's College Credit Recommendation Service (ACE Credit®) has evaluated and recommended college credits for eight of CUNA designations. Founded in 1918, ACE is the major coordinating body for all the nation's higher education institutions, representing more than 1,600 college and university presidents and more than 200 related associations nationwide. It provides leadership on key higher education issues and influences public policy through advocacy. For more information, visit the ACE CREDIT website at www.acenet.edu/credit.

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ES5BSA16

Oct. 12 - Nov. 09, 2016

2:00-3:00 PM CST

To provide more credit union staff the opportunity to hear detailed information regarding their credit union duties, CUNA adapts many of its face-to-face schools into eSchools. Just like face-to-face classes, CUNA eSchools allow attendees to see and hear a presentation, ask questions of the speaker and refer to handouts. With topics spanning all credit unions' business areas, CUNA Training Bundle affordably provides unlimited access to all CUNA webinars and eSchools for staff, managers and board members.

Connecting to Your eSchool

CUNA webinars use Adobe Connect, a web conferencing technology from Adobe, that allows for live virtual meetings. Whether this is your first time attending a CUNA webinar, or you simply need a refresher, review these helpful steps and frequently asked questions.

To attend, you will need a computer, tablet or mobile device with a strong internet connection. Details regarding your registration will be emailed 24 hours prior to the event. If you register for a webinar or eSchool on the day of the event, please call 800-356-9655 ext. 4249 or email for assistance.

Recorded Event

All registrations include credit union access to a recording of this event. Recorded events are available within 48 hours of the live event. Recorded events can be accessed by logging into My Programs using your CUNA website username and password.

Discounts

All credit unions are invited to register for this event. CUNA members receive a significant discount. Member credit unions less than $50 million in assets receive a 20% discount. CUNA Council members of CUNA member credit unions receive a 10% discount. Discounts are automatically calculated. One discount can be applied per registration. If a registration qualifies for more than one discount, the highest value discount will be applied.

Vendors should view sponsorship and exhibit opportunities at promote.cuna.org.

Other non-credit union attendees should contact CUNA to confirm eligibility.

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CUNA is committed to providing a quality learning experience. If for some reason you are not fully satisfied, contact us and we'll provide you a full tuition refund or credit.

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ES5BSA16

Oct. 12 - Nov. 09, 2016

2:00-3:00 PM CST

Here’s your chance to get your brand in front of more credit unions by sponsoring a CUNA eSchool!

To provide more credit union staff the opportunity to hear detailed information regarding their credit union duties, CUNA adapts many of its face-to-face schools into eSchools. Just like face-to-face classes, CUNA eSchools allow attendees to see and hear a presentation, ask questions of the speaker and refer to handouts. eSchools are delivered in three to ten classroom sessions, allowing attendees to integrate their new knowledge into their daily responsibilities.

What does an eSchool sponsorship include?

When you sponsor a CUNA eSchool, your organization will be showcased before and during the event.

Before the event:

  • Inclusion in the email invitations
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During the live eSchool:

  • Promotional slides or video running in the "waiting room" as attendees enter
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  • A poll question at the end of each session with an opt-in to be contacted by the sponsor

Learn more or request more information.

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