This recorded event is available until June 12, 2013.

As a member of your credit union's staff or board, you can continue to learn about financial management issues and the asset-liability management (ALM) process. This eSchool covers a wide range of topics including financial ratios, credit, interest rate, liquidity and market risk. By attending, you are provided with the knowledge to make the right financial decisions for your credit union. You won't want to miss all the benefits this eSchool has to offer.

This event is produced by the CUNA Center for Professional Development and endorsed by the CUNA CFO Council.

Who Should Attend

This session is designed for accounting staff, financial analysts, board of directors, CFOs and credit union staff who are interested in learning how to manage the financial growth of the credit union. Affiliation with CUNA/League is required for attendance.

Advanced Financial Ratios

• Use financial ratios to evaluate your credit union's financial performance
• Examine each risk area to understand trends over time, interrelationships among ratios and increasing and decreasing strengths and weaknesses
• Review ratio forecasting methods given economic projections
• Understand how tools, ratios, policies, changes and decisions are linked
• Analyze how recent economic trends have altered many of your credit union's ratios

Advanced Asset-Liability Management

• Discover how product design and pricing affects sensitivity of cash flows to changes in interest rates
• Develop analytic tools to determine "decay rates" (deposit product sensitivity)
• Analyze "duration" (market price sensitivity)

Advanced Financial Management Analysis & Problem Solving

• Apply ALM (GAP, NEV, earnings at risk) tools to balance sheet management
• Learn to critically review and understand balance sheet risk

Balance Sheet Earnings

• Review the foundations of financial management: objectives, purpose, tools, ratios and strategies for maximizing earnings
• Review reasons why financial management is critical in credit unions today given the current economic environment
• Examine modeling techniques to consider in the ALM process

Identify Interest Rate & Market Risks

• Identify the four elements of interest rate risk
• Review credit union earnings and balance sheet, yield curve, basis, optionality and re-pricing risk
• Discuss how a future interest rate increase will affect the balance sheet and income statement
• Identify and manage elements of market risk
• Examine and analyze the factors that affect market value
• Analyze factors that affect market value and cause market risk

Liquidity & Funding Risk

• Learn how to identify, manage and control liquidity risk
• Understand the critical elements in operational and contingency liquidity
• Establish best practices when forecasting cash flow needs and sources
• Review external funding and asset liquidation options

Forecasting & Strategically Planning for Long Term Growth

• Understand the financial implications of long-term growth
• Learn to forecast net worth, ROAA, employees and facilities growth
• Develop your credit union financial road map
• Create long-term financial simulations for your credit union

Managing Credit Risk

• Explore credit risk and how to manage and control it
• Understand the role of credit risk while managing the balance sheet
• Become more familiar with the different types of credit risk
• Explore forecasting methods for loan delinquency and charge-offs

Tim Gardner

Tim is a financial consultant at CUNA Mutual Group. He assists credit unions in the selection and use of a variety of programs that perform asset-liability management, interest rate risk analysis, financial analysis, budgeting, strategic planning, and loan pricing. Tim also conducts strategic planning training sessions, presents financial analysis training workshops, and assists credit unions with special projects. Previously, Tim was the financial analyst for Wright Patman Congressional Federal Credit Union in Washington, D.C. 

Steve Rick

Steve is a senior economist for Credit Union National Association. He conducts economic research, teaches at various credit union schools and conferences and writes articles for CUNA publications. Steve facilitates strategic planning sessions for credit union boards and has authored a textbook on asset-liability management. Steve is also a faculty member of the economics department at the University of Wisconsin-Madison.

Brian Smith-Vandergriff

Brian currently serves as a member of the Client Strategies Group with CNBS, LLC. He is directly responsible for managing client portfolios on a non-discretionary basis and conducting original research for presentation to financial institutions nationwide. He is focused on the development of new products and services throughout the company, as well as original research to support the enhancement of products that span the firm's business units. Brian is also responsible for managing CNBS' Business Continuity Planning practice and is also dedicated to guiding the use of information and technology assets throughout the firm.

Brian is actively involved in the Securities Industry Association (SIA) and is currently serving as a member of SIA's Business Continuity Planning Committee and SIA's Small Firms' Technology Focus Group. He has been a frequent speaker and participant at industry conferences, contributed to industry publications, attended management education and development programs and is a member of the Net Future Institute.

Live Session

This is a recording of an event held December 12, 2012. View upcoming events.

Sessions

Only interested in a specific topic? Select individual sessions are available for $219-$438 each.

• Advanced Financial Ratios
• Advanced Asset-Liability Management
• Advanced Financial Management Analysis & Problem Solving
• Balance Sheet Earnings
• Identify Interest Rate & Market Risks
• Forecasting & Strategically Planning for Long Term Growth
• Managing Credit Risk

CUNA recorded events allow you to see and hear a presentation and refer to handouts. Attendees also have access to the speaker contact information for asking questions. With topics spanning all credit unions business areas, CUNA Training Bundle provides unlimited access to all live and recorded CUNA webinars, eSchools and audio conferences for all staff, managers and board members.

Accessing Your Recorded Event

You need a computer with Internet connection to participate.

Recorded events are available within 48 hours of the live event. Recorded events can be accessed by anyone at your credit union by logging into My Programs using your CUNA website username and password.

Discounts

Discounts may apply. Your final price will be visible at checkout. Only one discount available per registration.

100% Guarantee

CUNA is committed to providing a quality learning experience. If for some reason you are not fully satisfied, contact us and we'll provide you a full tuition refund or credit.

Cancellations

The last day for cancellations was December 11, 2012. Substitutions are accepted anytime prior to December 12, 2012 at no additional cost. Simply fax event and contact information, listing the new participant and who they will be replacing.