CUNA Fixed-Income Investments eSchool (recorded)

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AW8FI14

Jun. 25 - Dec. 25, 2014 

This recorded event is available until December 25, 2014.

Make fixed-income investing a priority in 2014. Your investment knowledge and strategy will have a lasting effect for years to come, so ensure their soundness at CUNA Fixed-Income Investments eSchool.

Comprising eight nuts-and-bolts webinars, this eSchool provides participants with fundamental knowledge and advice for fixed-income investing as it relates to permissible investments for credit unions. Each week, industry experts will walk attendees through highly-applicable topics, from the basics of fixed-income investing and its terminology to security selection, investment accounting and policy guidance – as well as the design, construction and management of a portfolio.

CUNA CFO CouncilThis event is produced by the CUNA Center for Professional Development and endorsed by the CUNA CFO Council.

All CUNA CFO Council members receive this eSchool for $399 (originally $1,095).

Who Should Attend

This eSchool is beneficial for credit union board members, financial staff and senior executives interested in gaining fundamental knowledge of fixed-income investing. Affiliation with CUNA/League is required for attendance.

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AW8FI14

Jun. 25 - Dec. 25, 2014 

Class 1:

Basic Fixed-Income Terms and Introduction to Bullet Securities

  • Introduce basic fixed-income terms such as coupon, price, par value and yield
  • How to value securities using discounted cash flows
    • Present value will tell us what is the value of the stream of cash flows today
    • Discuss how to calculate the market price
    • Relationship between the coupon rate, market rate, price and par value (par, discount, premium)
  • Measures of yield - current yield, yield to maturity and yield to call
    • Assumptions embedded in each of these yields
  • Permissible investments - focuses on federal charters
  • Discuss bank CDs, treasuries and agency bullets
    • Define each security type, advantages and disadvantages

Class 2:

Agency Callables, Agency Step-Ups

  • Risks associated with fixed-income investing
    • Interest rate risk, call risk, liquidity risk, reinvestment risk, yield curve risk, prepayment risk, volatility risk and credit risk
  • Discuss price yield profile
  • Investor challenges and tools required when investing in more complex security types
  • Each security type is defined, risks are identified, types and components are reviewed and Bloomberg pages are explained
  • Advantages and disadvantages

Class 3:

Mortgage-Backed Securities (MBS)

  • General background and market overview of MBS market
  • Fixed and adjustable MBS
    • Break down the Bloomberg screens
    • Analyze each type
  • Prepayment conventions (PSA and CPR)
  • Advantages and disadvantages

Class 4:

Collateralized Mortgage Obligations (CMO's) (PAC & SEQ)

  • Intro to CMO's
  • What is the difference between MBS and CMO's
  • Fixed CMO's - break down SEQ, PAC, VADM and TAC - define each and show Bloomberg
  • CMO floaters vs inverse floaters
  • How to purchase CMO/MBS
  • Advantages and disadvantages

Class 5:

Investment Policy Modifications and Introduction to Investment Portfolio Construction

  • Investment policy construction
    • Regulatory constraints and how to appropriately place limitations in the investment policy
  • Provides sample policy language for all security types
  • Introduction to broad based investment strategies
    • Laddered strategy
    • Barbell strategy
    • Bullet strategy
    • Rolling down the yield curve
    • Sector rotation

Class 6:

Investment Portfolio Construction and Strategies Part 1

  • Advanced fixed-income terms
  • Passive versus active strategies
  • Why you need to consider the credit union's liability structure
  • Sample portfolio allocation

Class 7:

Investment Portfolio Construction and Strategies Part 2

  • Once you have a strategy, how do you pick the bonds?
  • Analyzing and selecting various debentures, MBS and CMO's
  • Relative value across sectors

Class 8:

Investment Accounting, Additional Considerations, Broker vs. Asset Manager

  • Investment accounting - transaction process
  • Amortization vs. accretion
  • Interest accruals
  • Regulation Part 703 Listing
    • NCUA requires that credit unions identify quarterly those holdings that meet the 703 requirements
  • Look at portfolio rate shocks
  • Book yield methodologies
  • Importance of prepayment speeds
  • What to know about using a broker or an asset manager
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AW8FI14

Jun. 25 - Dec. 25, 2014 

Cullen Coxe

Cullen joined ALM First Financial Advisors in 2003. As a financial advisor for the firm, his primary responsibilities include reviewing clients' asset/liability portfolios, as well as designing and executing financial strategies that provide the best value proportional to each client's desired risk profile.

Cullen has lengthy experience in trading and investment portfolio management. He also has had extensive interaction with the secondary market, including mortgage-loan origination, production, funding and hedging.

Before joining ALM First, Cullen was a bank portfolio manager and trader, responsible for a $4 billion mortgage-backed security portfolio. In this position, he researched, analyzed and executed trades involving mortgage-backed, pass-through securities, as well as collateralized mortgage obligations. Additionally, he hedged the portfolio on a monthly basis to ensure compliance with regulatory guidelines, and planned and forecasted balance-sheet strategies based on various interest-rate scenarios. Prior to serving as a portfolio manager for the bank, he managed its liabilities and all borrowings with a focus on reducing the cost of funds.

Adam Smith

Adam joined ALM First Financial Advisors in 2013. As a financial advisor for the firm, he is primarily responsible for developing objective ALM and investment strategies appropriate for client risk profiles. He also designs 'what-if' analyses to test client balance sheet exposure to various scenarios and formulates suggested action plans to maximize client performance within preset risk parameters.

Prior to joining ALM First, Adam was a vice president with Wells Fargo Securities, LLC, where he was responsible for structuring and marketing interest rate derivative products to energy and real estate clients.

Scott Wade

Scott joined ALM First Financial Advisors in 2013. As a financial analyst, he performs asset liability analyses for financial institutions, various 'what-if' analyses, budget forecasting, liquidity forecasting and mortgage servicing rights (MSR) valuations.

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AW8FI14

Jun. 25 - Dec. 25, 2014 

Live Session

This is a recording of an event held during eight sessions, May 7-June 25, 2014. View upcoming events.

Sessions

Only interested in a specific topic? Select individual sessions are available as webinars for $219 each.

See a complete list of CUNA Fixed-Income Investments eSchool Sessions.

See a full list of upcoming events.

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AW8FI14

Jun. 25 - Dec. 25, 2014 

CUNA recorded events allow you to see and hear a presentation and refer to handouts. Attendees also have access to the speaker contact information for asking questions. With topics spanning all credit unions' business areas, CUNA Training Bundle provides unlimited access to all live and recorded CUNA webinars, eSchools and audio conferences for all staff, managers and board members.

Accessing Your Recorded Event

You need a computer with an Internet connection to participate.

Recorded events are available within 48 hours of the live event. Recorded events can be accessed by anyone at your credit union by logging into My Programs using your CUNA website username and password.

Discounts

CUNA Council members and CUNA Volunteer Network members receive a $100 discount. Credit unions with less than $50 million in assets receive a $200 discount by applying promo code CUSMALL during checkout. Your final price will be visible at checkout. Only one discount applies.

100% Guarantee

CUNA is committed to providing a quality learning experience. If for some reason you are not fully satisfied, contact us and we'll provide you a full tuition refund or credit.

Cancellations

Cancellations received in writing (via fax 608-231-4327) before the start date of this program are eligible for a refund of the amount paid minus a $200 administrative fee. No refunds will be granted for cancellation requests received on or after the start date of this program or for registrations received on or after the start date of this program. Substitutions are accepted any time prior to the start date of this program at no additional cost. Simply fax event and contact information, listing the new participant and who they will be replacing.

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AW8FI14

Jun. 25 - Dec. 25, 2014 

After registration, recorded events can be accessed by anyone at your credit union by logging into My Programs using your CUNA website username and password. Recorded events are available within 48 hours of the live event.
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AW8FI14

Jun. 25 - Dec. 25, 2014 

Here’s your chance to get your brand in front of more credit unions by sponsoring a CUNA eSchool!

To provide more credit union staff the opportunity to hear detailed information regarding their credit union duties, CUNA adapts many of its face-to-face schools into eSchools. Just like face-to-face classes, CUNA eSchools allow attendees to see and hear a presentation, ask questions of the speaker and refer to handouts. eSchools are delivered in three to ten classroom sessions, allowing attendees to integrate their new knowledge into their daily responsibilities.

What does an eSchool sponsorship include?

When you sponsor a CUNA eSchool, your organization will be showcased before and during the event.

Before the event:

  • Inclusion in the email invitations
  • On the website
  • In the marketing emails for the eSchool

During the live eSchool:

  • Promotional slides or video running in the "waiting room" as attendees enter
  • Your logo in a pod
  • A poll question at the end of each session with an opt-in to be contacted by the sponsor

Learn more or request more information.

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