Joe is vice president of BASIC, a HR Service Company providing employer solution in the area of human resources and benefit administration. Services include payroll, unemployment, COBRA, FLEX, FMLA, group health benefit administration and HR outsource services. In his current role, Joe is responsible for regulatory compliance and is BASIC's resident expert on employment practice and benefits. He provides guidance on HR best practice to BASIC's 9,000 clients nationally. He is a known, frequent national speaker at conferences, presenting on "Employer Best Practice", Health Care Reform, employee benefits, FMLA and employment related federal regulations. Joe has thirty years of human resource and business management experience.
Lauren Capitini is a compliance manager in service products for CUNA Mutual Group. In this role she is responsible for issues involving regulatory compliance, lending and deposit, and credit union operations. Capitini joined CUNA Mutual Group in 2011.
Although Capitini is new to the credit union and financial industries, she brings significant regulatory expertise to her role. Prior to joining CUNA Mutual Group, Capitini was a senior attorney at the United States Government Accountability Office (GAO) in Washington, DC where she engaged in extensive work with heavily regulated industries, such as aviation and public transportation. She has several years experience working with and advising members of Congress and agency officials on statutory and regulatory issues in these industries.
Frank is a partner at the Raleigh-based firm of Smith Debnam Narron Drake Saintsing & Myers LLP where he concentrates his law practice in the areas of creditors' rights, creditors' bankruptcy and commercial litigation.
Combining 30 years of practical legal experience with a robust, energetic communication style, Frank lectures from his sizeable repertoire of topics, typically of interest to those in the financial industry. Whether leading a basic training on bankruptcy or teaching a seminar on hot compliance issues, Frank has a flair for presenting technical material in an entertaining way sending his audience away with useful tips and practical resources.
Frank has worked with credit unions, banking and financial institutions, consumer and commercial lenders, and student loan agencies to enforce contracts, minimize losses, and fight fraud. As federal regulatory compliance has become increasingly complex, he also assists lenders with difficult compliance issues.
Jared is senior assistant general counsel in Credit Union National Association's (CUNA) Regulatory Advocacy department. He is currently focusing his efforts on consumer protection regulations and developments, and follows the activities of the Federal Reserve Board, the Consumer Financial Protection Bureau, NCUA and other agencies in this context. Jared also monitors mortgage lending legal and regulatory issues as they relate to the area of consumer protection, and the potential impact to credit union lending and operation functions. Jared serves as the primary staff liaison to CUNA's Consumer Protection Subcommittee.
Julie is director of Association Compliance Services at Mountain West Credit Union Association where she provides compliance assistance to credit unions in Arizona, Colorado and Wyoming. She has been involved with the credit union movement for 20 years, beginning her career in Minneapolis, Minnesota where she worked for Teachers Federal Credit Union as an intern. Prior to landing her current roll, Julie assisted in starting five new credit unions, authored "The Interim Audit Procedures manual" for Supervisory Committees, and provided one-on-one and group training sessions to numerous credit unions in a variety of areas including business development, compliance and auditing.
Attorney, author, consultant and nationally recognized speaker, David is a partner in the law firm of Reed and Jolly, PLLC and founder of CU Doctor, a full service credit union consulting practice. Through Reed and Jolly, David provides guidance to credit unions concerning a variety of matters including the establishment and revision of credit union policies and procedures, organizational compliance, collections, security, contractual agreements, regulatory matters and corporate governance.
David is particularly noted as an expert in the areas of credit union operations, bankruptcy and collections. He has been selected to train NCUA Field Examination and Audit Staff on numerous issues including ID Theft Red Flags, S.A.F.E Act, Third Party Contract Management and Bankruptcy matters.
As vice president of Regulatory Compliance for PolicyWorks, Andrea is responsible for the delivery of PolicyWorks' regulatory services and new product development while also working with individual credit unions to provide them with training and counsel on certain regulatory matters.
In addition, Andrea assists credit unions with strategic compliance program management and is a nationally recognized speaker on credit union compliance issues. Prior to joining PolicyWorks, Andrea worked as a judicial clerk for the Iowa Court of Appeals.
Kristen is vice president of COMPASS 4 CUs, LLC, a credit union service organization owned by Belvoir FCU, where Kristen serves as senior compliance officer. COMPASS specializes in providing compliance and regulatory assistance to credit unions of all sizes. Kristen began her career with COMPASS in February 2011. Prior to joining the COMPASS team, she was the compliance and regulatory affairs director for the Virginia Credit Union League for more than 20 years. Kristen was responsible for providing compliance assistance to credit unions through publications, training and direct contacts. She developed all of the compliance training programs used by league staff and served as the liaison to the league's Regulatory Response Committee and Resolutions Committee.
Kristen is a CUNA Certified Credit Union Compliance Expert (CUCE) and a certified Bank Secrecy Act Compliance Specialist (BSACS). She has presented programs for CUNA's national Regulatory Compliance Schools, as well as the Delaware, Georgia, Kentucky, Montana, North Carolina, Ohio, South Carolina and Virginia Leagues.
Kathleen is senior vice president and associate general counsel for the Credit Union National Association. For almost 30 years, she has represented credit unions before the National Credit Union Administration, the Federal Reserve Board, the Treasury Department, the Federal Trade Commission, and other federal agencies. She is currently focusing her efforts on increasing CUNA's compliance information to leagues and credit unions, and on providing assistance in the drafting of legislation and the preparation of testimony for Congress. Kathleen appears regularly before credit union groups to discuss current congressional and regulatory events and to present compliance seminars.
Tyler is a nationally recognized speaker on financial institution operational and compliance topics, who over the last 20 years has taught compliance programs for 45 Credit Union Leagues, the Credit Union National Association (CUNA), the National Credit Union Administration (NCUA) and numerous credit unions and financial institutions.